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Homeowners and Auto Insurance in Winchester and Franklin County, TN

Producing Insurance Solutions for Residents and Businesses in Tennessee

Through good times and bad, a steady guide can be an essential asset. At T.C. Simmons Insurance Agency, we’ve been assisting clients in Winchester and surrounding Tennessee communities since 1919. Although times have certainly changed since our agency was founded nearly a century ago, our commitment to providing insurance products and services remains.   

A Variety of Insurance Coverages – From Liability to Life

We take a hands-on approach toward designing personalized insurance coverage, learning more about you and your family before developing a plan. Together, we’ll identify risks and map out a strategy to proactively reduce the impact of loss through insurance protection.

Along with our clients, we also work with a selection of established insurance companies, such as Nationwide Insurance, Travelers, Met Life, and Protective Life. As an independent insurance agency, our agents have the opportunity to truly cater to our clients’ needs; instead, of focusing on promoting coverage from a single carrier.

Homeowners and auto coverage act as the foundation of our personal insurance program. Agents often recommend bundling these essential coverages to unlock additional offerings and discounts. However, these are just a pair of the extensive collection of coverages we promote, which also encompasses business insurance, liability coverage, life insurance, health benefits, and financial services.

To learn more about the insurance guidance we provide, please contact us at your convenience.

Agents Local to the Winchester, Tennessee Area

Our current clientele consists of individuals, businesses, and families from all of Franklin County – from Cowan and Huntland to Belvidere and Sewanee. We have agents working with us who were born and raised in the area, which offers an advantage when identifying risks relevant to neighboring residents and businesses.

Aside from insurance services, we also strive to remain active members of the local Winchester and Franklin County community. From PTO’s to various sports booster clubs, you’ll notice our staff playing a role. We’re also involved with the Winchester Noon Rotary Club and the Library Foundation Board.

Our staff is always willing to sit down and review existing coverage, or update policies. If you’re interested in working with us well into our second century of business, please request a quote.

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Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.

Our Location

T. C. Simmons Insurance Agency

126 North Jefferson Street
Winchester, TN 37398
Main office: 931-683-4176

Our Providers